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Saving Accounts

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Advertiser disclosure

We want everyone to win

‍We want our Offers to provide value to you - whether it’s savings, rewards or credit - and we choose financial partners that share our mission. If we do our job well, you save some money, we make some money and banks turn away fewer customers. Everyone wins.

‍This page features promoted products where the provider pays us a fee if you go to their site from ours, or you take out a product with them. But don’t worry - you don’t pay any extra for using our service.

General Advice Disclaimer

Flux Technologies Pty Ltd (ABN 86 634 507 172) is an authorised representative (Representative No. 525288) of Mozo Pty Ltd who is the holder of AFSL No. 328141. We also provide general advice on credit products under our own Australian Credit Licence No. 530103.

The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is not to be taken as any sort of advice as it has not taken into account your personal circumstances, objectives, financial situation or needs. Target Market Determinations can be found on the provider's website.

Check out our Credit Guide and Financial Services Guide for more information.

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First Option Bank Savings+Bonus

Visit website
Max interest rate
5% p.a
for $1 to $250,000
Standard interest rate
2% p.a
Account fee per month
$5.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Max interest rate conditions
Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.
-
Other restrictions
Must become a First Option Bank member to open an account.
-
See details, rates & fees

P&N Bank Hi Saver

Visit website
Max interest rate
5% p.a
for $0 and over
Standard interest rate
0.5% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Branch access
Max interest rate conditions
Bonus rate for the first 4 months from account opening
-
Other restrictions
-
See details, rates & fees

Unity Bank MoneyMAX Account

Visit website
Max interest rate
Standard interest rate
4.7% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Max interest rate conditions
-
Other restrictions
Branch access for deposits only.
-
See details, rates & fees

Newcastle Permanent Smart Saver Account

Visit website
Max interest rate
4.5% p.a
for $0 and over
Standard interest rate
0.05% p.a
Account fee per month
$0.00
Government guarantee
Yes
(Up to $250,000)

More of the details:

Government guarantee
Yes
(Up to $250,000)
Access
Branch access
Max interest rate conditions
Increase account balance by any amount (excluding interest) and make no more than two withdrawals in the month
-
Other restrictions
-
See details, rates & fees
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Disclaimer: Flux Technologies Pty Ltd (ABN 86 634 507 172) is an authorised representative (Representative No. 525288) of Mozo Pty Ltd who is the holder of AFSL No. 328141. We also provide general advice on credit products under our own Australian Credit Licence No. 530103. The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is not to be taken as any sort of advice as it has not taken into account your personal circumstances, objectives, financial situation or needs. Flux may not cover all products available to you. Check out our Credit Guide and Financial Services Guide for more information.

All information contained in the Flux app, www.flux.finance, www.joinflux.com, app.flux.finance and any podcast of Flux Media Pty Ltd (ABN 27 639 804 345) is for education and entertainment purposes only. It is not intended as a substitute for professional financial, legal or tax advice. Flux Media Pty Ltd is the owner of the registered trade mark, 'What the Flux'. While we do our best to provide accurate information on the podcast, we accept no responsibility for any inaccuracies that may be communicated.